Budgeting Basics

Have you set any specific savings goals for yourself? (1: No goals - 5: Clear and measurable goals)
1 2 3 4 5

How realistic are your savings goals based on your income and expenses? (1: Unrealistic - 5: Very realistic)
1 2 3 4 5

How consistently do you save a portion of your income each month? (1: Never - 5: Always)
1 2 3 4 5

Are you able to resist the temptation to spend money impulsively in order to save for your goals? (1: Rarely - 5: Always)
1 2 3 4 5

Do you use any specific tools or methods to help you save money, such as automatic transfers or savings apps? (1: No - 5: Yes, regularly)
1 2 3 4 5

How effective are these tools in helping you reach your savings goals? (1: Not effective - 5: Very effective)
1 2 3 4 5

How often do you review your progress towards your savings goals? (1: Never - 5: Regularly, at least monthly)
1 2 3 4 5

Are you able to adjust your savings plan if needed based on changes in your income or expenses? (1: Not able - 5: Very adaptable)
1 2 3 4 5

Have you thought about your long-term financial goals, such as saving for college or retirement? (1: No thought - 5: Detailed plans)
1 2 3 4 5

How confident are you in your ability to achieve these long-term goals through saving? (1: Not confident - 5: Very confident)
2 3 4 5